Let’s help you take your next step
Our Advice Form is designed to give you the clarity you need and to help us understand where you are in the process. Whether you are just researching, starting to view or already moving forward, the information you share helps us guide you with confidence and care. Our transparent and friendly team is here to support you with straightforward advice that makes each step feel easier.
To make an appointment please follow our simple steps in the form and one of our advisors closest to you will reach out.
Frankly Guarantee
We provide over £2,500 towards fees as financial peace of mind, should your house move go awry, putting you in a position to try again
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We compare deals from more than 90 lenders, so you’re not restricted to just one bank’s options
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Ready when you are – your Mortgage in Principle within 24 hours.*
FAQs
8 FAQs to Help You Understand Your Mortgage Options
You will be asked about your deposit, income, credit history and residential status. These details help us understand what mortgage products you may be eligible for. If you are ready to apply for a mortgage, take a look at our helpful information. It gives you simple, step by step guidance so you know exactly what to do next and what to expect along the way. Our aim is to make the process as clear and stress free as possible.
Most lenders require at least a 15 percent deposit for a second home or buy to let property. Without this, finance is unlikely to be available.
If you have no deposit saved, lenders will not usually be able to offer a mortgage or arrange an appointment. You are welcome to return to us once your circumstances change.
We understand that finances can be complex. If your credit history includes recent defaults or CCJs, lenders may be unable to take your application forward at this stage.
Excellent credit usually means no missed payments. Fair may include a few late payments. Poor suggests defaults or CCJs within the last two years. If you’re unsure, you can still complete the form.
If your fixed rate ends within the next six months or you are on a variable rate, it’s a good time to explore your options. Reviewing early can help you avoid higher rates or find a better deal.
You’ll be asked about your property value, how much you currently owe and when your mortgage deal ends. This helps us understand what products are suitable for you.
Once you share your information, our team reviews it and will contact you at the time of day you prefer. If your current details mean we can’t progress, we’ll let you know.
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